Author Archives: J3 Patino

3 Financial Insights from a 5 Hour Traffic Jam

The traffic in the streets of Metro Manila are crazy. I was coming from Paranaque City (Bicutan) and wanted to go to Katipunan to play boardgames with my friends over dinner. We left the house at 6pm, and 3 hours later, we were only at the Market, Market! area which was only 1/3 of the…

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3 Important But Forgotten Laws of Saving Money

Today we’re going to talk about how to save money. But before we start, I would just like to share that I find the timing of this topic to be rather funny because I just got married to the girl of my dreams, celebrated our dream wedding, and of course – we spent a lot…

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How Much Is Your Vote Worth This Elections?

Magkano ba talaga ang halaga ng boto mo? Today let’s talk about the real value of your vote, the value of your democratic right. the The reason why we’re going ‘political’ today is because we’ve all heard people saying that every vote counts, it’s your democratic right, and every election people there is always a campaign…

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The HONEST Guide: 10 Questions To Know If Network Marketing Is For You

Author’s Note: One of the most widespread opportunities out there is in the MLM and network marketing industry. I felt the need to write this guide to help Filipinos how to evaluate a network marketing opportunity because majority of articles I’ve seen out there are biased (either FOR or AGAINST) towards network marketing in general. So…

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Kasalanan nino maging mahirap?

“Hindi natin kasalanan ang naipanganak na mahirap pero kasalanan na natin ang mamatay ng mahirap” This question was sent in by one of our subscribers named Mabini, and he asked: Sir J3 last week, may nag conduct ng values formation seminar sa school, sabi nya: ‘It is not our fault if we are born poor, but…

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10 Major Financial Advantages That Filipinos Take For Granted

  In the news and social media it’s very easy to find issues about what’s wrong with the Philippines and being a Filipino. If you read them all, you can’t help but think ‘kawawa naman ang mga Pilipino’, or ‘mahirap talaga ang buhay sa Pilipinas’. Honestly, I’m tired of these articles, because aside from it…

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17 Things Yuppies Need to Know to Win the Game of Money

The biggest financial opportunities and dangers exist in the first 5 years of how young professionals use their money. This is because during this phase, money habits are learned, developed and reinforced. If you acquire wealth habits, then your life would be a fulfilling journey to security, freedom and eventually abundance. But if you acquire…

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7 Financial Milestones to Reach Before You Hit 30

  It’s great to be 30! You’re young and full of energy to dream and create a bright future for yourself. At the same time, you’re no longer naive about the challenges in the real world. You are hopeful for the future, and ready to accept the responsibilities that would lead you to success. In…

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Financial Lessons from: Disney Pixar’s UP!

I have watched Disney Pixar’s Up (2010) more than 5 times since it came out, and it has never failed to make me cry in the first 5 minutes. (If you’ve never watched the movie, just watch the first 5 minutes and I’ll bet you’ll also cry. Watch it here, before reading the article –…

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The Shocking Penalties of Opportunity Cost

Good is the enemy of great. Sa tagalog, “Pwede na” ang kalaban ng “siksik, liglig at umaapaw.” Hi everyone, J3 here from Pinoy Money Academy and in this article, we will talk about “The SHOCKING Penalties of Opportunity Cost”. I’m very excited for what you’re about to learn so let’s get right into it! What is…

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