Author Archives: J3 Patino

5 Things Every Couple Should Talk About to Finish Rich

It has been a month since I got married. And of course one of my goals is for our starting family to have a solid financial plan so we can ‘finish rich’. Now I know a LOT about personal finance; but when it comes to family finance, I admit to having minimal personal experience. So…

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5 Ways to Say NO to Utang Addicts Who Can’t Take No for an Answer

One of the challenges to becoming wealthy is learning how to say no to people who love to borrow money but don’t care enough to pay you back. And it is of utmost importance to learn this skill because no matter how hard you work, how disciplined you are in budgeting and investing, if you…

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